HierStar adheres the split safety principles, which means smart cards and mobile phones split like lock and key. The advantage of split safety principle is as the followings: First, to provide a basis for the separation of data storage. Critical information can be separately stored on smart phones and splited storage media. If security policy was increased in architecture design, lost data will not cause secrats leaking. Second, offering data disaster recovery protection. The more data loaded on phones, the more sensitive data will be saved to computers or cloud storage.

On this basis, HierStar smart display card not only has the NFC-enabled module, using near-field NFC 13.56MHz standard, but joins the LCD screen and touch keyboard. This product is currently the world’s only one compatible with the NFC standard electronic card, which can freely inteact with NFC terminal data.

Simple flow chart is as follows:

The specific process is as follows: two-factor authentication mode of static password and smart card is an option in the mobile banking login. Before entering the mobile banking, you need to enter your login password, shown as follows:

If the password is correct, “waiting for smart card inputting” interface will show.

Then, put the smart display card behind the phone 6-8cm, gently swipe, if there is no sensor to the smart card or try too many times, you are refused to enter into the appropriate application interface. If the smart card and phone match successfully, you can enter the application interface.